Buy Here Pay Here in Cincinnati


Buy Here Pay Here Cincinnati is McCluskey Automotive’s mission to working with bad credit car buyers in order to make sure everyone is able to purchase a quality car, regardless of credit history. Our incredible dealership, located on Colerain Avenue, makes other Cincinnati Buy Here Pay Here car lots look minuscule by comparison. Because not only do we provide guaranteed financing to all customers, we offer a huge selection of used cars. Visit our Buy Here Pay Here location today at 8525 Reading Rd, Cincinnati, Ohio 45215 

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Ready to find out more about what Buy Here Pay Here and McCluskey Automotive have to offer? This is what you need to know:

What is Buy Here Pay Here?

Buy Here Pay Here is an alternative method of financing a car that involves the dealer acting as the lender, instead of a bank or other traditional financier. These types of dealers traditionally work with car buyers who have extremely bad credit and are unable to receive financing through a traditional lender.

This allows someone with no credit history or a history of bad credit to receive the financing necessary to buy a car. Because of the extra risk associated with lending to bad credit buyers, however, Buy Here Pay Here loans typically include highest-tier interest rates on bad car loans in Cincinnati.

Many believe the reason for the high-interest rates is to make more profit from each customer, but in reality, this could not be further from the truth. Buy Here Pay Here dealers must charge higher than average interest rates in order to stay in business. This is because they need to offset the money lost on bad deals with customers. It’s all relative to the risk.

McCluskey Automotive Guarantees Financing

The amazing thing about McCluskey Automotive is the fact that we guarantee financing with Buy Here Pay Here in Cincinnati. We don’t see our customers as numbers on a spreadsheet, and we certainly don’t treat them differently based on their credit score. We realize everyone needs, and deserves, quality transportation. It’s our job to guide you through the car buying process and make that happen.

If you’re tired of being turned down, you’ll be pleasantly surprised by the atmosphere at McCluskey Automotive’s Cincinnati Buy Here Pay Here dealership. We not only treat each and every customer with kindness and respect, but we listen to your situation and base our financing decisions on individual situations instead of letting an automated system run our business. We’re just as much in business to help people as we in the business of selling cars.

Help When You Need It

The biggest problem Buy Here Pay Here in Cincinnati solves is the lack of options for many bad credit car buyers. It’s never the ideal situation, but McCluskey Automotive is the safety net that has allowed thousands of people to receive financing after being turned down time and time again at other car dealerships in the Cincinnati area.

Here’s how our service has benefited bad credit car buyers all across Ohio:

Selection of Affordable, Quality Vehicles

Even though our focus is on helping car buyers receive financing, we know better than anyone that the most important part of buying a car is choosing a quality vehicle. That’s why McCluskey Automotive offers hundreds of used vehicles, including cars, trucks, and SUVs, in a variety of price ranges for all types of budgets.

And as a GM-certified dealer, you’ll find plenty of incredible and gently-used Chevrolet, Buick, and GMC vehicles available. These vehicles are held to a very high standard, receiving expert inspections from our certified technicians before going on sale at our Cincinnati Buy Here Pay Here car lots.

Quick and Simple Financing

If you’ve previously purchased a car, you know how long the financing process can be a dealership. We recognized this problem in the industry and have gone to great lengths in order to correct it and provide our customers with a superior experience compared to other dealerships that offer Buy Here Pay Here in Cincinnati, Ohio.

As long as you fill out our guaranteed credit approval application here on our website, you can skip the long waits and typical approval process and get in the vehicle of your choosing as quickly as possible. No strings attached!

Gets You on the Road to Credit Recovery

When you’re stuck in an endless loop of bad credit, it can oftentimes feel impossible to escape. You need to prove to the credit bureaus that you’re committed to paying regularly on your debt, but have trouble acquiring any new financing in order to build new and improved credit. This is where Buy Here Pay Here Cincinnati comes in.

A car loan is a serious commitment, and paying it off will signal that you’re not only paying on current debt, but able to better handle new debts with less risk. This will allow you to buy your next car at a lower interest rate, qualify for low-interest mortgages, and even qualify for unsecured credit cards.

It’s a long road, and one that has to be taken seriously. So if you need a car and desperately want to get back in a good credit standing, visit McCluskey Automotive today.

Why You Should Visit McCluskey Automotive in Cincinnati, OH

Being a large market, there are plenty Buy Here Pay Here dealerships to visit in the Cincinnati area, so why should you choose McCluskey Automotive over other dealerships in town? To help us improve our business, we’ve often asked ourselves this very same question. And here’s our answer, and commitment, to you:

Honest and Quality Service

Reputation is everything in the car business, and McCluskey Automotive isn’t looking to go from sale to sale and ignore the experience of our customers. We want our customers to leave happy, spread the word about our dealership, and come back time and time again. We’ve been in business for decades here in Cincinnati, but in order for us to stay in business for decades longer, we have to go above and beyond for Buy Here Pay Here car buyers.

Best Used Cars in Cincinnati

If you think bad credit means you’re stuck shopping small car lots with little to no selection, think again. Our Colerain Avenue dealership is stocked full of hundreds of quality used cars, including certified vehicles from Chevrolet, Buick, and GMC.

Tired of being let down by other dealerships’ poor selection? McCluskey Automotive is the answer!

Commitment to Assist All Customers

While other dealers see bad credit car buyers as a burden, McCluskey Automotive only sees another customer to assist. We’ll never turn someone away simply for having bad credit. By now, you can tell that our ultimate goal is to help those who have been turned away time and time again receive the financing they desperately need.

Visit McCluskey Automotive for Buy Here Pay Here in Cincinnati. We are located at 8525 Reading Rd., Cincinnati, Ohio 45215