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Buy Here Pay Here Lexington

So, what does ‘Buy Here Pay Here’ even mean? We’ll let you in on it - at McCluskey Auto it’s our mission to ensure each and every one of our customers is able to afford and buy a car, even if their credit might not be the best. We make sure that no matter your financial situation, you’ll leave our lot with the car of your dreams. With our Buy Here Pay Here policy, we operate as your primary lender if a bank or other lending service is no longer an option. If you’re looking for a flexible and accepting form of financing, here is everything you need to know about Buy Here Pay Here in Lexington, KY from your local dealership, McCluskey Auto.

The Lexington Kentucky Skyline is shown at dusk.

How it Works

If you’ve exhausted all of your options looking for a lender to finance your loan, then financing through McCluskey Auto is your next best step. At McCluskey Auto, we won’t turn anyone away, and it’s important to us that our customer’s know that they’re not judged based on previous financial history. We want to help our customers not only purchase the best, reliable transportation, but also help guide them towards a better credit future.

The Steps to Follow to Buy Here Pay Here in Lexington, KY

  1. Financing with McCluskey Auto is easy! Simply navigate to our ‘Apply for Auto Financing’ Web Page, and fill out our short form with your information. Everyone who submits this form has guaranteed credit approval, and no one will be turned away. That’s our promise to you!
  2. Once you submit our form you’ll receive an instant low financing rate offer from us with absolutely no obligation.
  3. Make a decision in your own time to accept or reject this great offer. If you accept, sign on with us at McCluskey Auto so you can start taking advantage of your low-interest rate today.
  4. Purchase a vehicle! After you’ve signed on with us, buying and paying for a car will be a breeze. You can rest easy knowing that McCluskey Auto is a great dealership as well as a great, dependable financial lender.
  5. Make your monthly loan payments with us on our easy-to-use Payment Portal, located in the ‘About Us’ section of our web page.

Back on the Road to a Great Credit Score

Once you’ve accepted a low loan rate offer from McCluskey Auto, you can start seriously working on improving your credit score. The hard thing about having bad credit is that it’s extremely hard to improve, and most lenders won’t want to finance with you, making it so your bad credit is a perpetual cycle you can’t get out of. At McCluskey Auto, we aim to get you out of that cycle and back on the road to credit score recovery.

Once you start making your payments to us, your credit score will slowly improve, making it easier for you to get loans elsewhere, especially if buying a house is in the cards for your future. At McCluskey Auto, we know that the ability to get a loan and to have a good credit is paramount to a successful future, and our mission is to make sure each and every one of our customers have that opportunity.

Our Finance Department

If you prefer face to face interaction and have some questions about our Buy Here Pay Here plan, then we’re more than happy to help you onsite at our excellent Financial Department. We hire only the best financial experts, who can help you with everything from your loan and credit approval, to taking a look at your overall budget for a vehicle. Our financial staff has the knowledgeability of our expansive inventory, as well as the know-how to get you the best and most affordable rates and options. With our financial expertise, you can trust that you’ll be in the best of hands, and with people who truly care about you and your finance options.

The Inventory You’ll Have Access To

If you thought you’d never get the credit approval to buy a car, then McCluskey is more than happy to prove you wrong. Once you finance through us, we can take you around our lot and show you the extensive and expansive inventory you’ll have access to that makes us one of the best dealerships around.

Whether you’re looking for a brand new Chevy car or a used truck, we’ll have the selection to get you exactly what you’ve been looking for. From trucks and SUVs to sedans and sport cars, we have a vehicle for any lifestyle and taste. With a variety of makes and models, we’re positive we have a car for everyone. Have questions about our inventory? Or don’t see exactly what you’re looking for? Give us a call today and we are more than happy to order a vehicle into our lot or answer any questions you might have. At McCluskey, the customer is our priority and we’ll be happy to give you a personalized tour of our inventory and help you determine the perfect vehicle for your needs, lifestyle, and budget.

The McCluskey Auto superstore offices and showroom are shown where you can get buy here pay here in Lexington.

Why McCluskey?

Even if you don’t have a history of bad credit, financing through McCluskey is still a great option. We have a great reputation as a trusted dealership here in Lexington, and we’re known for our great staff, highly trained technicians, and our ability to be a one-stop-shop for all of your car buying needs. Whether you have a good or bad credit score, getting the details and finances figured out all in one place is a stress-free option for those who don’t like to have a lot of extraneous services to deal with. Make your life easier and buy, pay, and drive off the lot here at McCluskey. With McCluskey, you’ll get to enjoy the benefits of a truly one-stop-shop auto dealership.

Other Services We Offer

Interested in other services we offer? Check out our service department for all of your vehicle and maintenance needs. Our Chevy service center is open Monday through Sunday, and is available for routine maintenance like oil changes and tire re-alignments, to more major repairs like brake and engine services. Have questions about our services? Give our Service Department a call at (513) 697- 5200 today, or schedule an appointment online.

Contact Us


McCluskey Chevrolet in the Kings Automall
9673 Kings Automall Rd
Cincinnati, OH 45249

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435 E. Galbraith Rd
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McCluskey Chevrolet 39.29866, -84.307.